Online Checkout Financing
Shop Pay Installments: Flexible Payments, Made Easy
Make your musical dreams more affordable with Shop Pay Installments, powered by Affirm. Eligible purchases can be split into installment payments, allowing you to get the instruments and equipment you need while paying over time.
Available Payment Options:
Payment options depend on your purchase amount and eligibility at checkout.
- 4 interest-free payments made every two weeks
- Monthly installment plans of 3, 6, 12, or 24 months, with APRs that may vary
Representative examples:
- An $800 purchase could be split into 4 interest-free payments of $200 every two weeks, or
- 12 monthly payments of $72.21 at 15% APR
Actual payment options and APRs are shown at checkout and are subject to eligibility.
How Shop Pay Installments Works
- Add eligible items to your cart
- Select Shop Pay at checkout
- Choose Pay in Installments
- Review your available payment options
- Complete your purchase
Payments are automatically charged to your saved payment method, and you’ll receive email reminders before each payment.
Why Choose Shop Pay Installments:
- No hidden fees or surprises
- Automatic payments for convenience
- Clear payment schedules shown before checkout
- Secure checkout backed by Shop Pay
- Get your gear now and pay over time
Important Financing Disclosures
Shop Pay Installments Disclosure
Rates from 0%–36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
State notices to consumers: https://www.affirm.com/licenses
Affirm Financing (In-Store & Assisted Sales)
If you’d like to explore financing options through Affirm or Synchrony, our Sales Team is happy to help. Please contact your local Schmitt Music store for details and assistance.
Affirm Disclosure
Rates from 0%–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
For licenses and disclosures, see https://www.affirm.com/licenses.
Example: An $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.